Rates and Fees

Savings Rates Loan Rates Term Share Rates Fee Schedule Credit Card Rates

Effective as of: Jan. 1st 2015
Fee Schedule
Savings Account Fees
Membership Joining Fee $1.00
Withdrawal Fee1st 4/month FREE, $5.00 ea.thereafter
ACH Notification of ChangeFREE
Checking Account Fees
Monthly Fee (Balance remains above $500.00) FREE
Monthly Fee (Balance below $500.00) $2.00/Month
Check Copy Fee$2.00
Checking Statement Balancing Service$15.00/Hr. 1 Hr. min.
Overdraft Transfer$5.00
Non-Sufficient Funds (NSF) Fee$28.00
Courtesy Pay$28.00
Returned Item$28.00
Stop Payment$28.00
Overdraft (each debit or draft paid)28.00
ATM/Debit Card Fees
Debit Card Order Fee1st card FREE, thereafter $10.00
Additional ATM/Debit Card for Joint Account Owner$10.00
Replacement of ATM/Debit Card$10.00
Carville / Co-op ATM Use (Geismar Complex FCU)$.00
Out of Network ATMFREE
Other Fees
Money Orders$1.50
Wire Transfers20.00
Address Update $5.00
Deposited Item Returned $28.00
Dormant Fee $5.00/Qtr. if Balance is $25.00 or less
Dormant Account (Acct. Bal. $25.00 or less) $5.00 per month
Loan Fees
Loan Application Fee $5.00
Real Estate Loan Application20.00
Credit Card Application Fee $10.00
Real Estate Closing $250.00