Rates and Fees

Savings Rates Loan Rates Term Share Rates Fee Schedule Credit Card Rates

Effective as of: 3/1/2015
Unsecured Loans
Beacon Score 725 and up
Max. Debt RatioUnsecured LimitInterest Rate
1% - 36%up to $25K8%
37% - 46%up to $23K8%
47% - 56%up to $20K8%
57% and upup to $17K8%
 
Beacon Score 680 - 724
Max. Debt RatioUnsecured LimitInterest Rate
1% - 36%up to $20K10%
37% - 46%up to $17K10%
47% - 56%up to $14K10%
57% and upup to $11K10%
 
Beacon Score 640 - 679
Max. Debt RatioUnsecured LimitInterest Rate
1% - 36%up to $10K13%
37% - 46%up to $8K13%
47% - 56%up to $6K13%
57% and upup to $4K13%
 
Beacon Score 600 - 639
1% - 36%up to $3K16%
37% - 46%up to $2500.0016%
47% - 56%up to $2K16%
57% and upup to $1500.0016%
 
Beacon Score 550 - 599
1% - 36%up to $2K18%
37% - 46%up to $1500.0018%
47% - 56%up to $1000.0018%
57% and upup to $800.0018%
Short Term Loans
Beacon Score 549
Unsecured LimitMin. of monthsInterest Rate
$500.00628%
New Auto Loan Rates
We will match or beat any rate w.a.c.
Beacon Score 725 and up
Down Payment36 Mos.48 Mos.60 Mos.72 Mos.
$03.50%3.70%3.90%4.10%
10%3.25%3.45%3.65%3.85%
20%3.00%3.20%3.40%3.60%
30%2.75%2.95%3.15%3.35%
Beacon Score 680 - 724
Down Payment36 Mos.48 Mos.60 Mos.72 Mos.
$04.50%4.70%4.90%5.10%
10%4.25%4.40%4.65%4.85%
20%4.00%4.20%4.40%4.60%
30%3.75%3.95%4.15%4.35%
Beacon Score 640 - 679
Down Payment36 Mos.48 Mos.60 Mos.
10% plus TTL6.00%6.20%6.50%
20% plus TTL5.75%5.95%6.15%
30% plus TTL5.50%5.70%5.90%
Beacon of 600 - 639
Down Payment36 Mos.48 Mos.60 Mos.
10% plus TTL9.50%9.70%9.90%
20% plus TTL9.25%9.45%9.65%
Beacon of 550 - 599
Down Payment36 Mos.48 Mos.60 Mos.
20% plus TTL12.50%12.70%12.90%
Used Auto Loan Rates
725 and up680 - 724640 - 679600 - 639550 - 599
5.50%6.50%9.00%11.50%14.50%